When you think about retiring on a limited budget, you may envision going without heat, eating cat food or other equally distasteful things. Although this does not have to be how it is at all. There can actually be a lot of enjoyment in being frugal.
The current state of the economy has many of us changing our vision of the future, especially if we are nearing retirement age. Almost everyone has seen their investments take a beating, leaving some to wonder if they can truly afford to retire.
You can also have fun and live a cheap lifestyle. How about living in a park model mobile home? You can do it year round or be seasonal.
You might be wondering how this is frugal. You should be able to purchase a pre-owned mobile home for between $15,000 to $20,000, including furnishings. A new park model can cost upwards of $25,000. If you attempt to buy a stick built home for this kind of money you will be looking at something similar to a dog house, and for a small dog at that.
What makes mobile homes enjoyable to live in? Here in Phoenix, we are just an hour away from Mesa, Arizona — which happens to be a virtual park model mobile home mecca. There are a number of different communities in the Mesa area. On the smaller side, there are those with just around a hundred mobile homes. Others have over 2,000 units in one community. These communities have a variety of amenities. You will find golf courses at some.
Many of these offer a wide variety of activities for residents. For those who are 55 and older they have clubhouses and craft rooms that are kind of like summer camps for older people. The residents can keep as busy as they’d like. The only problem you’ll run into is what activity to choose.
So, if you’re looking at retiring on a limited budget, there is no need to worry. Until every option has been explored, you should not give up on retiring. A park-model mobile home can give you many of the amenities often found in more expensive residences — all at an extremely reasonable price. Have fun.
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